How does your portfolio measure up to these proven success principles? Smart investing isn’t as hard as it seems. You just need to know the right principles, and you need to follow them with discipline. Unfortunately, much of what is taught about investment strategy is a dangerous half-truth that can be expensive. Below are ten proven…
Many people don’t like to save for the future because they think it’s painful. Saving means they have to do without. Conversely, spending today is fun and enjoyable. Buying a new gadget, a new pair of shoes, dinner at a fancy restaurant, some wine (well, I regard wine as more of an investment). These things…
I know it sounds crazy to say this but we are hardwired to be lazy. And we have our brains to blame. The fact is, the human brain is lazy. Or, looking at it another way, the brain finds ways of doing things that make it work less. That’s why we have habits. Habits enable…
I know a lot of frustrated, miserable people in their 40’s – men mostly, who appear to be successful. They have money, position and all the stuff that goes along with those but they carry with them an undercurrent of anxiety and emptiness that manifests in things like poor health, nervousness or frequent exhaustion. Of…
While modern life is exceptionally busy, any decent Financial Adviser will tell you that today is the best time to start planning for your retirement; the earlier you plan, the better placed you will be to enjoy it. With life expectancy at its highest recorded level, there are a lot of years to fill between…
A Finder survey of 1,085 revealed 1 in 3 (30%) Australians have leaned on family and friends for financial support in the past 12 months. The top expenses Australians sought financial help for are: groceries (16%), rent (9%), and petrol (7%). Medical costs (5%) and school fees (5%) were next on the list. Have you…
Australian households are stuck in survival mode, according to Finder’s Cost of Living Report 2023, which has combined data from Finder’s Consumer Sentiment Tracker (CST) and Finder’s Reserve Bank of Australia Survey. It has uncovered the far-reaching impacts of the cost of living crisis. Rising costs have impacted the majority of Australians Some of the…
Whether you’re trying to build up your savings, pay off your debt, or simply make sense of where your money is going each month, you may have thought about creating a budget to help you reach your financial goals. Even if you’re just starting out on the path to financial independence, a budget is a…
In recent years, there has been a growing concern about the gender wealth divide in Australia. Despite significant progress in gender equality, women continue to face significant economic disadvantages that prevent them from achieving financial security and stability. The issue of the gender wealth divide is complex and multifaceted, and it affects women of all…
Planning your estate is an important matter. Estate planning involves arranging your assets and circumstances in such a way as to ensure that your beneficiaries after your death receive from your assets, maximum use and enjoyment at a minimum cost in taxes and heartache. In other words, estate planning should be an efficient and effective…
