Articles by Tom Corley

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Tom is a CPA, CFP and heads one of the top financial firms in New Jersey. For 5 years, Tom observed and documented the daily activities of wealthy people and people living in poverty and his research he identified over 200 daily activities that separated the “haves” from the “have nots” which culminated in his #1 bestselling book, Rich Habits – The Daily Success Habits of Wealthy Individuals. Visit the website: www.richhabits.net

In my Rich Habits Study, I learned just how important your beliefs are for those pursuing success and wealth. The wealthy in my Study had very different beliefs than the poor in my Study. Beliefs represent the acceptance of something without any proof to back up what we accept as fact. They are almost always…

Is it bad to want to be rich? Let me ask that question a different way. Is it bad to want to be successful at your job or in your business? If your knee-jerk reaction is to say, “Yes, it’s wrong to want to be rich,” what you’re really saying is it’s wrong to want…

I spent many years studying the rich and the poor in my Rich Habits Study and found that there were twelve problems almost everyone has to contend with in life: Health Problems Financial Problems Family Problems Neighbor Problems Home Repair Problems Car Problems Addiction Problems Job Problems Relationship Problems Death or Disability Problems Time Management…

According to researchers from the University of Illinois, the more sleep a person gets, the more optimistic they are about life. Why is optimism, and thus sleep, so important? Reason #1 Optimists Are More Successful. Martin Seligman was a Psychologist at the University of Pennsylvania. In the mid-1980s, he created a Style Questionnaire that MetLife’s…

Adversity pushes you, challenges you, tests you. It can make you better, sharper, stronger, more resilient and bursting with confidence. Or, it can break you. Adversity stops the vast majority of people in their tracks. This is because adversity tests your commitment and your desire to succeed. It pushes you to the very limits of…

In the early days of humanity, food was scarce. So, the brain evolved to encourage gorging, or overeating. The body then stored any excess nutrients in the liver and in fats cells throughout the body. When scarcity returned, the nutrients stored in the liver and fat cells were converted to energy and used to keep…

Life has a way of going wrong. When things go wrong, our natural inclination is to blame someone or something. This knee-jerk reaction helps protect our fragile egos, by taking individual responsibility for our actions, out of the equation. Blame is anchored in negativity and negativity is the default mode for those who are unsuccessful…

Believe it or not, there is a Devil and an Angel residing in each one of us. The Devil says “Do it now” and the Angel says, “Don’t do it now.” The Devil goes by a more scientific name – the Nucleus Accumbens. The Nucleus Accumbens is part of the Limbic System, or mid-brain. It…

Back in 2004, I began to research why the rich were rich and why the poor were poor. When I began my Rich Habits research, I had some entrenched negative beliefs about the wealthy that I inherited from my non-rich upbringing. As I learned more about the drivers behind wealth and poverty, however, my perception changed….

When I began my Rich Habits Study, I wanted to know the answer to one question: why are some people rich and other people poor? Five years, and 51,984 questions later, I learned the answer – Habits. Habits dictate your circumstances in life. This is a truly groundbreaking discovery. Habits affect just about every aspect of your…

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