Articles by Joseph Ballota

Joseph Ballota

Joseph is a Property Coach who put hundreds of people on the road towards wiping away their mortgage in under 5 years through expert Property Investment Plans.

Australians continue to face the pressures of higher costs of living, particularly with credit card spending. In fact, Australia’s total credit card bill has climbed for the second month in a row to $17.77 billion as households reach for the plastic to make ends meet in the face of rising costs. The latest RBA statistics…

What lies ahead in the next 10 years? This is a question frequently pondered by those involved in the realms of government and business, particularly as Australia’s population undergoes growth and change. Monitoring the latest population trends and their societal implications is of great importance. According to the Australian Bureau of Statistics national population report,…

Finances across Australian households remain resilient in 2023, even despite the rising cost of living and pressure on mortgage holders as interest rates continue to climb. After falling 9.1% in the 10 months to February 2023, it is becoming increasingly clear the housing market has moved through an inflection point, posting a number of consecutive…

How often do Aussies move homes? Well,  data from the Australian Bureau of Statistics (ABS) show that from 2019 to 2020, 1.14 million households (12% of all households) moved at least once in the previous 12 months. The data also shows that housing mobility is strongly related to the age of the household reference person….

As Australia transitions into a knowledge economy are we becoming over-educated? Well, according to the latest data, no. Not if you want to earn more. In fact, in his article in The New Daily, Simon Kuestenmacher said: “The more formal education you enjoyed, the more money you make. While some people with a trade certificate…

Are you considering buying an investment property in 2023? You’re in good company. Savvy property investors are likely to re-enter the market in 2023. With the majority of cash rate hikes now behind us, as well as lower prices, high rents, tight vacancy rates and the return of migration, the market will have all the…

Over the past year, we’ve noticed some positive changes in regional rental markets. They’re still quite competitive, but we’re starting to see a slight improvement. Does this mean that the trend of people moving to the regions during the pandemic is now being reversed? Are people flocking back to cities now that they have reopened…

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