Andrew is a leading finance specialist who holds a Diploma of Financial Planning (Financial Services). With over 32 years of experience in finance, Andrew has been acknowledged by the mortgage industry with multiple awards. Visit IntuitiveFinance.Com.Au
The share of new medium and high-density dwellings (units) has increased across Australia’s capital cities to meet the demand for affordable homes. But is this a positive outcome for the residential property market and housing affordability? Units and particularly new apartment developments are largely catered for and built with investors in mind. Developers are reliant…
So, you want to take on a construction project. It’s an admirable ambition – and a smart one at a time when the market in most major cities looks to have bottomed out and be on the verge of recovery. Striking while the iron is hot and taking on a construction project is a good…
Securing a mortgage requires a lot of things – preparation, patience, persistence … and a dictionary. At least that’s how it might feel for many when they’re confronted with all kinds of tricky lingo, complicated terms and acronyms. There’s one that a lot of people, especially first-time homebuyers, are confronted with but often don’t understand,…
OK, who wants to go first in having a “bash” at anyone of our banks? Forget the AFL and NRL football finals, or even the cricket and our quest to retain the Ashes. No people, its bank bashing that really is our national sport! Why I ask you? You do understand that without our banks…
Most people struggle to fit everything in to the time we have available to us each day. In fact, there are plenty of inventions that have promised to give us more time with our families by automating or simplifying tasks and decision-making. Unfortunately, when it comes to finance, this mindset has resulted in the creation…
I recently met a young couple who had come to see me to help them sort out their mortgage. They had been diligently working towards their home ownership dream for several years by saving money for a deposit, keeping their costs low and paying bills on time. But they had always wrongly believed that by…
One thing we love most about our profession as mortgage brokers is assisting our clients in achieving their financial dreams. We know that for many of you, buying your first home may be the biggest financial decision and commitment you ever make. However, for some First Home Buyers, the whispers and stories they hear about…
Being assessed for a home loan can sometimes feel a bit like a police interrogation – all that the paper-based third degree is missing is a swinging overhead lamp in a small, dingy room! But banks want to know absolutely everything possible about your expenses to ensure that you’re in a position to service your…
We had some long-awaited news recently which everyone in the housing and finance sectors rightly celebrated. Now, I’m not talking about the Federal Election result – although that was good for the property market with the Coalition winning, given Labor’s stance on removing negative gearing and reducing the CGT discount. Nor am I referencing the…
The property sphere is filled with specialists who can help maximise the financial outcomes from your real estate portfolio. From solicitors to building inspectors and accountants to mortgage brokers, there are many smart minds eager to guide you across all the challenges of investment. Most buyers know about the key advisors, but there is one…
