Andrew is a leading finance specialist who holds a Diploma of Financial Planning (Financial Services). With over 32 years of experience in finance, Andrew has been acknowledged by the mortgage industry with multiple awards. Visit IntuitiveFinance.Com.Au
At just 0.1 per cent, our official cash rate is mind-bogglingly low. And based on the minutes of the latest Reserve Bank of Australia meeting, it’s expected to stay this way for years to come. However, while it’s clear interest rates will remain at these levels for some time, what is less apparent is the…
When is the right time to fix your interest rates? It’s a great question, it always is. Timing is everything when it comes to fixing your interest rate or rates and we are coming into very interesting times. Well, I shouldn’t say it’s just timing as the other important aspect is “why” you would fix….
Let’s take a moment to acknowledge that the political sphere has generally stepped up during 2020. I concede that the usual argy-bargy of party politics is on display. You only have to look at the long running commentary being batted back and forth over the Victorian lockdown to see the acrimony on full display. But…
The housing finance market has always been a very competitive market place post-deregulation in the 1980s and the advent of Aussie Home loans and Wizard changed our home and investment loan marketplace forever. And now today in our marketplace we keep seeing digital popups and start-ups trying to add competition to our market. Home lending…
Did you know there are two potential values for your property? Unfortunately, many homeowners don’t understand the difference between a market value and a bank value – but it’s vitally important that they do. In fact, sometimes when a homeowner wants to draw on some of the equity in their property, they are shocked when…
So here we go again, the talk of more interest rate cuts. Well who thinks cutting interest rates from 0.25% to 0.1% or even zero will have an impact on our economy? Exactly, it will have no net benefit to hundreds of thousands of Australians with a mortgage as we deal with the current and…
The Australian government’s response to the coronavirus crisis is to be, on the whole, applauded. They quickly prioritised the health of our nation and prevented the spread of the early outbreak. Terms such as ‘flatten the curve’ and ‘social distancing’ – phrases that barely existed just months prior – became part of the national vernacular….
For so many Australians, property is the most valuable asset we own. So, it makes sense to make the most out of what we’ve got. Valuations are a great way to grasp an understanding of how much your property is worth and this is important for a number of reasons – namely to understand the…
Buying a home is one of life’s most significant moments. As such, there are a number of steps you need to take before you’re handed the door keys on settlement day. There’s a lot to consider, a fair few hoops to jump through and some critical due diligence required to ensure you’re protected. It can…
Currently we are all facing a time of uncertainty which seems to be changing daily. Please, as a first priority, do what the government(s) are asking and either stay home or maintain your social distancing – this is a health crisis first and foremost that is creating the economic crisis. There are, however a few…
