Andrew is a leading finance specialist who holds a Diploma of Financial Planning (Financial Services). With over 32 years of experience in finance, Andrew has been acknowledged by the mortgage industry with multiple awards. Visit IntuitiveFinance.Com.Au
As a property investor, one of the most important facets of managing your portfolio effectively – in order to reap the maximum financial reward – is to ensure you maintain control of your assets. However all too often, we see clients who have managed to back themselves into a corner with their bank by handing…
One of the most common questions first home buyers ask is, “Can you buy a house with no deposit?” The thing is the answer to that question is not simple because the answer is “yes” but kind of “no” as well. That’s because the lending landscape has changed over the past five years and at this…
In this current climate of low interest rates, I wanted to share with you 5 great tips to maximise the impact of these low rates on the finance structures that support your portfolio. 1. Complete a full review of your current facilities In a low interest rate environment with the prospect of further rate reductions,…
When you first embark on home ownership or property investment you often come across a variety of unfamiliar terms. There are loan-to-value ratios, unconditional contracts and credit scores to learn about. In this article, however, we’re going to focus on what is a good credit score in Australia, because many people don’t consider this prior…
Did you know that the faster you pay off your home loan, the less money you will have to pay in interest? By putting some proactive strategies in place to get your home loan paid down sooner, you could really save yourself some money! If you’re keen to make some serious headway on your mortgage…
Summer is with us and property investment is rising in popularity. You might think that investing in a holiday rental property right now is a great way to kill two birds with one stone. But is it? Making a holiday property a profitable investment takes some careful consideration and planning. In this article, we give…
First home owners grants have been around in most States and Territories for nearly two decades now, and are one of many other financial incentives put forward over the years to help first-time home buyers. The original First Home Owners Grant was a Federal Government initiative that was established in the early 2000s to offset…
Refinancing is the term used for arranging to pay out an existing mortgage with a new loan. With interest rates at historical lows, many home owners and investors are lining up to refinance their mortgages. But is it the right move for you? The benefits to refinancing can be real, offering the possibility of savings…
Queensland real estate is on the radar of home owners, first home buyers and investors alike, due to its relative affordability compared to Sydney and Melbourne. In fact, interstate migration is on the rise in Queensland, as more southerners consider making the move to the Sunshine State in search of more property bang for their…
Do you understand the importance of your credit score? Do you even know what a credit score is? Well, a couple of years ago a new, more comprehensive credit reporting rules came into play affecting the ‘Credit Score’ of many Australians. So let’s discuss exactly what a ‘Credit Score’ is, how is it calculated and do…
