Articles by Your Investment Property Magazine

Your Investment Property Magazine

Your Investment Property Magazine is the intelligent property owner’s choice when it comes to learning about Australia’s property market. Your Investment Property Magazine

money savings

How to avoid nasty surprises when refinancing

As switching to a cheaper loan could lead to huge potential savings, it’s not surprising that more and more property investors and homeowners are refinancing. But unless you do your homework, you could find yourself grappling with nasty surprises, including higher fees, tougher terms and new deposit requirements.  According to a representative from Mortgage Choice,…


56% Of Mortgage Borrowers Are Sacrificing Time With Family To Pay Off Debts

Alarming new research reveals that over half of Australian mortgage borrowers are sacrificing their social lives and time with their families to meet their mortgage repayments. The nationwide research was released by UBank, a division of National Australia Bank, as part of its Home Truths campaign. Of those surveyed: One in four admit they are…

property china market

Chinese Investors Are Drawn To Perks Of Investing In Aussie Property

Hundreds of thousands of the richest people in China plan to pour millions into the Australian property market over the next three years, injecting new life to a property boom that analysts have long expected to go bust. The Hurun Report, a Shanghai-based rich list compiler, recently surveyed high-net-worth individuals in China (i.e. people worth…

foreign investment

Foreign investors are losing their grip on the Aussie property market

It appears that Aussie first-home buyers aren’t the only ones struggling to gain a foothold in the Australian property market. According to National Australia Bank’s latest Residential Property Report, the proportion of Australian residential properties being snapped by foreign investors has continued to decline into the September quarter.  “During Q3, the overall market share of…


How Trump’s Presidency Will Affect The US And Global Economies

Following Donald Trump’s victory at the 2016 United States presidential election, global financial markets were shaken, stocks and commodities slumped, and currencies fluctuated wildly.  By Wednesday, markets had recovered as investors shook off the shock of a looming Trump presidency and began to focus on whether Trump’s policies would spur a still-fragile global economic recovery….


New Rules Adjust How Much Retirees Can Hold In Assets (Including Properties)

Some Aussie retirees may discover to their dismay that they’ve sustained financial losses as a result of changes to the age pension, scheduled to be implemented on 1 January 2017.  The changes, which were announced in the 2015 Federal Budget, adjusts the amount that retirees can hold in assets (such as cars, superannuation, investment properties,…

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Major Bank Lending Changes To Benefit Borrowers

The relaxation of the lending policies at Westpac, CBA and St George are expected to jumpstart property purchases by small and medium-sized enterprise (SME) owners. All three banks lowered the requirement for SME borrowers to present two years’ worth of financial records as income verification, reducing this down to one year’s worth. Moreover, borrowers no…

57131179 - foreign investment sign written on a paper.

Chinese Buyers Could Spark “An Economic Catastrophe”

Fears of a looming apartment fall may be compounded by the mass failure of Chinese apartment buyers to settle their apartment contracts.  Robert Gottliebsen, business columnist at The Australian, said recent bank-led changes to loan criteria for foreign buyers could leave many overseas property investors from China exposed. “If the Chinese fail to settle [their…


Housing Affordability Improves Over June Quarter

The latest REIA Housing Affordability Report showed that the proportion of median family income required to meet average loan repayments has dropped to 29.4% over the June quarter – the best level since June 2009. “Most states and territories saw improvements in housing affordability,” said Neville Sanders, president of the Real Estate Institute of Australia. …