Articles by Kate Forbes

Kate Forbes

Kate Forbes is a National Director Property Strategy at Metropole. She has 15 years of investment experience in financial markets in two continents, is qualified in multiple disciplines and is also a chartered financial analyst (CFA).

property mortgage finance money

Why property investors should avoid Cross Collateralisation

Cross-collateralisation is an important loan structuring issue of which many property investors are not aware. Knowing the implications of cross-collateralisation is crucial to developing a long-term property investment portfolio. So what is cross-collateralisation? Cross-collateralisation occurs when more than one property is used to secure a loan or multiple loans.  For example, a person owns Property A…

House and money

8 strategies to increase your serviceability

Obviously you need consistent and reliable cashflow when it comes to creating a sustainable property investment portfolio. It’s every investor’s bread and butter, giving you the means to leverage into real estate with other people’s money and manage all the ongoing costs, including monthly mortgage repayments, management fees and maintenance bills.    With today’s low…


How much has YOUR Melbourne suburb increased in value over the last 20 years?

They say “a rising tide lifts all ships” – but that hasn’t been the case for the Melbourne property market. Recently Domain ran a feature outlining how Melbourne property prices have changed over the last 2 decades. What it showed was that in the case of Melbourne house prices there has been a dramatic widening of the divide…


Look what Chinese investors are buying now

We all know that Chinese investors having been underpinning the off the plan inner city high rise apartment market but now they’re been sold a different type of under performing property. Melbourne developers are selling unsuspecting Chinese investors house and land packages in the outer suburbs, Nigel Satterley has warned. According to BRW richlister and property…