Before the federal budget lands, I think every Australian property investor needs to understand what happened across the Tasman over the last four years, because New Zealand didn’t just debate whether to remove negative gearing and interest deductibility from property investors. They actually did it! And then, after watching rents hit record highs, investors bail…
Build-to-rent is increasingly being positioned as the solution to Australia’s rental housing shortage. The concept sounds compelling: large institutions funding purpose-built rental housing, professionally managed, designed specifically for long-term tenants, and held in single ownership rather than sold off to individual buyers. And to be clear, in my mind build-to-rent (BTR) has a legitimate role…
Last time we talked about the rise of the solo household – the quiet surge of Australians who now live alone, and why one-third of all households could fit that description within twenty years. This time, we turn to the job side of the story. Because the way Australians work is changing just as fast…
Most people have a rough idea that their investments will grow over time, but very few can tell you how fast without reaching for a calculator. There’s a simple mental formula that’s been used by savvy investors for decades, and once you know it, you’ll find yourself using it all the time. It’s called the…
Nationally, internal migration nets to zero. It always does. But where people are going – and leaving – tells you everything about housing markets, affordability, jobs and lifestyle trade-offs. At a headline level: Queensland still leads, but momentum has eased (+19,092) Western Australia is strong (+10,272) Victoria has quietly turned positive (+441) New South Wales continues to bleed (-23,353)…
They’re not the loudest generation and they don’t dominate social media conversations like Millennials, nor do they attract the political attention constantly aimed at Baby Boomers. In fact they rarely become the focus of think pieces or economic debates, and yet right now, Generation X sits in one of the most influential positions in Australia….
There’s a lot of noise around property at the moment. Whenever governments start talking about tax changes, trusts, capital gains, inheritance, or “fairness,” investors understandably sit up and take notice. And so they should. The proposed Budget changes now being discussed could have important implications for property investors, business owners, families, and anyone trying to build…
The government’s message sounds simple enough: make property investing less attractive, reduce the advantages investors supposedly have, tilt the playing field back toward first-home buyers, and more young Australians will finally be able to get a foot on the property ladder. On the surface, that sounds fair, and I can understand why many frustrated first-home…
In our modern economy, nearly every system is engineered to extract your hard-earned dollars. Credit-card companies flood your inbox with “pre-approved” offers. Retailers use algorithms to trigger impulse buys at the exact moment your willpower dips – typically in the checkout line. Social media bombards you with FOMO-fueled ads for the latest gadget, vacation, or…
Fresh data from the Australian Bureau of Statistics released today shows the unemployment rate climbed to 4.5% in April, up from 4.3% in March, with employment falling by around 19,000 people in the month. The unemployment rate is now at a level above Federal Treasury and the Reserve Bank’s forecasts, and that’s before the full…
