How you invest your time determines how your financial future will unfold. When people tell me they can’t invest because they’re too poor – now they don’t use those words – they say they don’t have enough money, I tell them “If you don’t have any money invest your time.” Unfortunately, most people have no…
National rent values rose 0.4% in the December quarter, the smallest Q4 change in rents since 2018. The pace of national rental growth continued to slow in 2024, with rents up 4.8% over the year after surging 8.1% in 2023, according to CoreLogic’s latest Quarterly Rental Review. The result marked the smallest annual rental increase…
Is Queensland the new darling of Australian property investors? For the first time in history, Queensland has overtaken Victoria as the second-largest property investor market in Australia, trailing only New South Wales. According to an analysis by Money.com.au, investor loan numbers in Queensland are growing at nearly five times the pace of Victoria’s—24% annually compared…
What does a population of 27 million mean for Australia’s future? According to recent data from the Australian Bureau of Statistics (ABS), Australia’s population has officially surpassed 27 million. Chart source: ABC News This milestone highlights the country’s dynamic growth, driven primarily by net overseas migration, which accounted for 83% of the increase, with natural…
Today, I discuss Australia’s housing crisis in Australia with Brendan Coates, the Housing and Economic Security Program Director at the Grattan Institute. We explore what’s really driving the housing crisis, the impact of migration and tax policies, and why simply building more homes may not be the silver bullet many think it is. We also…
Picture this: you’re scrolling through social media or listening to a podcast, and you hear a property advisor boasting they can get you a fantastic property at a steep discount — say, $60,000 below market value. It sounds too good to resist, doesn’t it? In today’s environment, where everyone’s looking for a way to get…
I believe most people spend too much of their lives trying to reduce perceived financial risk. The opportunity cost of this approach is very high and puts lifestyle goals at risk. Too much focus on risk reduction Many people buy a home and then focus on repaying debt. They then upgrade their home and once…
In the world of property investment, a troubling phenomenon often rears its head: the Dunning-Kruger Effect. You see.. when it comes to money, seemingly rational people don’t always act rationally. We are subject to cognitive biases. Let me explain… In 1999, psychologists David Dunning and Justin Kruger published research finding that people with limited knowledge…
When it comes to real estate investing, there’s an old saying: “If it seems too good to be true, it probably is.” But for many first-time or naive investors, the allure of quick profits and shiny new developments often blinds them to the hidden traps lurking beneath the surface. One of the most insidious of…
Life is about constant, predictable patterns of change. For the six thousand years of recorded history, as humans have entered this world, received parental instruction, and classroom instruction, and gathered the experience of life; many have set for themselves ambitious goals and dreamed lofty dreams. As the wheel of life continues its constant turning, all…