We all love our own neighbourhoods, right? We choose to rent or own homes in particular suburbs because it’s close to where we work, it may have an exciting entertainment scene, or perhaps it’s in the right school zone for our children. But does that mean that you should invest in your own backyard, too?…
Have you ever looked around the property market and felt like someone else already owns the whole board? Like you’re playing Monopoly but your opponent passed “Go” decades before you were even dealt your first card? That feeling is real. And if you’re a Millennial or Gen Z, it’s probably more than just a hunch…
It’s easy to scorn the gentrifying hipster stereotype, but many inner-city neighbourhoods benefit from the distinctive mix of businesses and activities they pursue – so why should the suburbs miss out? One of the stark differences between neighbourhoods in the inner city and outer suburbs in Australia is the quality and type of retail offerings….
If you’ve been following my commentary for a while, you’ll know I always advocate for a long-term perspective when it comes to property. While market cycles may come and go, the big-picture fundamentals rarely change, and they all point to one thing: Australian property values will continue to rise. But every now and then, it’s…
Australia’s property market continues to throw up a mix of challenges and opportunities — and once again, it’s the savvy investors who are moving first. The latest Mortgage Insights Report from Money.com.au paints a fascinating picture of how lending patterns are shifting across the country. On one hand, investor lending is climbing back toward record…
Australia is likely heading for a federal election in May 2025, and as always, housing affordability will be a major talking point. Sadly, these discussions often end up more about rhetoric than effective policy change. However, at some point, a solution will have to be found. For property investors, who typically hold assets for decades, it’s important…
Rich Dad, Poor Dad was one of the first books I ever read on finances. I figured out about the book through a network marketing business I was involved with, though that didn’t really end well. I enjoyed the book. I felt like it changed my mindset – mostly the way I thought about money and college,…
The election already feels like old news. The campaign ads are off the air, the polling booths are packed away, and the headlines have moved on to the next big story. But make no mistake—what happened at the ballot box is going to shape our property markets for years to come. In this episode of…
The Reserve Bank of Australia cut the official interest rate for the second time this year, as it lowered forecasts for Australian economic growth and pointed to increasing uncertainty in the world economy. The bank lowered the cash rate target by 0.25%, from 4.1% to 3.85%, saying inflation is expected to remain in the target…
Today’s 25 basis point cut to the cash rate marks a further shift toward more accommodative monetary policy. With both headline and core inflation now within the RBA’s 2—3% target range —and no signs of a wage-price breakout despite ongoing tightness in the labour market — the RBA’s decision to lower rates for the second time…