Every few years, the media tells us property is “finished.” They say it’s too risky, too expensive, or that the market is about to crash. I’ve been investing for five decades now, and I’ve heard it all before. After the 1980s property boom, people said “our kids will never be able to afford property again.”…
For the past few years, Australia’s rental market has been in overdrive. Investors have seen record returns, renters have felt the pinch, and headlines have been dominated by “crisis” talk. But now, as we begin a new year, something’s shifted. No, rents haven’t crashed. In fact, they’re still sitting near record highs in most capital…
You’ve probably heard the old saying, “Life begins at 40.” It’s one of those phrases that sounds comforting, but does it actually reflect reality? Is midlife really a time of renewal, or is it just a feel-good mantra designed to soften the blow of grey hairs and creaky joints? As Simon Kuestenmacher and I recently…
An extensive government review of the Reserve Bank of Australia (RBA) in 2023 made 51 specific recommendations to enable “an RBA fit for the future”. But the narrow terms of reference confined the review to an economic lens. The failure to investigate the effectiveness of monetary policy setting through a demographic lens has resulted in…
Want to know what’s happening to the housing markets around Australia? Well… this monthly collection of charts from Cotality (formerly CoreLogic) paints an interesting picture. A forty-year retrospective on growth in home values from Cotality reveals that Australia’s housing market has a long history of defying conventional wisdom, with periods of extraordinary growth occurring under…
Have you ever felt that little voice inside your head whispering, “Maybe it’s not the right time to buy”, or What if the market crashes?” That voice of doubt isn’t unique to you — it’s part of human nature. And interestingly, one of the greatest personal development thinkers of all time, Napoleon Hill (author of…
If you feel like your daily commute is getting longer, more frustrating, and more expensive, you’re not alone. New research reported by realestate.com.au, combining data from the ABS and Census, confirms what many of us experience every morning on the road: Australia’s congestion problem has quietly grown into a major economic and social issue, and…
Whether you’re just starting out, deep in your wealth-building years, or nearing retirement, it’s only natural to wonder: “How do I stack up compared to others?” In today’s show, Simon Kuestenmacher and I look into the fascinating – and sometimes uncomfortable world of generational wealth. We discuss the current financial landscape, highlighting the wealth distribution…
Buying a home should feel exciting, but most buyers quickly discover it’s a maze of conflicting advice, confusing jargon and “gotcha” costs no one warned them about. Whether it’s how much deposit you really need, what lenders are actually looking for, or how to avoid buying the wrong property in the wrong location, the questions…
I’ve had the privilege of speaking to some of the many successful entrepreneurs and investors, including multi multi millionaire, about their early years. When I asked them about imposter syndrome and their self-doubt, their answers were remarkably similar: “It never went away. It’s still there.” Now this may surprise you. We often imagine that once…
