Do you drink freshly brewed coffee to start off your day? Or is a cup of English breakfast tea a better option for you? Your choice could be a result of your genes, and how they affect your experience of bitter flavours. Published a few years ago, our study shows that the likelihood of a…
Every investor eventually faces this uncomfortable question: How do I know when it’s time to sell an underperforming investment property? It’s not an easy decision. In fact, it’s one of the hardest decisions property investors make because it challenges two powerful human forces – loss aversion and the sunk-cost fallacy. We hang on because we’re…
After the RBA’s first rate hike, the housing crash narrative has predictably resurfaced. Once again, we’re told prices are about to fall – quickly, deeply, and more or less uniformly across Australia. The logic is familiar: higher rates reduce borrowing power, therefore house prices must fall. It sounds neat. It sounds intuitive. And it’s mostly…
What if one of the greatest gifts you could leave your grandchildren wasn’t just money, but opportunity, security, and the freedom to make wiser choices throughout their lives? And what if you could pass on that wealth in a way that strengthens family harmony, protects vulnerable beneficiaries, avoids unnecessary tax, and preserves your intentions long…
Borrowing to invest in property is a popular and highly effective wealth accumulation strategy if it’s implemented correctly. However, loan structuring can often be an afterthought. The reality is that loan structuring and maximising your borrowing capacity are almost just as important as buying the right property. This blog sets out how to structure your loans…
Analysis by BDO recently claimed that Australia’s build-to-rent (BTR) sector is now worth more than $30 billion. The report trumpeted 39,300 apartments “built, under construction or in planning” and celebrated the fact that nearly three-quarters of these projects are being bankrolled by offshore capital. The spin? That BTR is booming and set to make a…
The property rules have changed… again. What worked five years ago won’t work the same way in 2026. The winners won’t be the loudest, the fastest, or the most aggressive – they’ll be the most strategic. So today, Brett Warren and I unpack exactly what’s changed, what still works, and how smart investors can position…
Twice a year I update my Property Clock to cut through the noise and show where Australia’s housing markets sit – in my view – in the cycle. This latest update reinforces a key theme from my last post: despite rising interest rates, most markets – including all eight capital cities – remain in the recovery or upswing phase. Higher rates…
Every business owner I’ve met has poured heart and soul into analysing market risks, competitors, and the unknowns that could derail success. But here’s the catch: while most entrepreneurs obsess over external threats, they often neglect one of the most critical success factors – how their business is structured. And that oversight can cost them…
Having helped hundreds of property investors finance their acquisitions, I have been able to gain a great perspective as an “outsider” with regard to how property investors go about making their investments. There are some common things that the vast majority of investors do not do, which I think negatively impact their chances of success….
