What is a Conveyancer and When Do You Need Them?

There are a number of aspects of buying a property that seem unfamiliar the first time around.Businessman showing a document

There are terms such as unconditional, settlement and conveyancing, which for many first homebuyers are new.

Conveyancing in particular is a term, and a profession, which first-time buyers are usually not overly familiar with.

So in this article we’ll outline what a conveyancer is, what they do and how much they cost so you’ll be prepared when the time comes around to use one.

What is the role of a conveyancer?

Although it might seem complex, the role of a conveyancer is actually quite is simple.

A conveyancer is the person who oversees, and manages, the actual transaction of the sale of one property from one person to another person.

The role, and timing, of the conveyancer’s role does differ from state to state, but generally speaking they are involved in preparing (or reviewing) the sales contract, mortgage and other related documents when buying or selling a home, land or investment property. 

The process also involves transferring the title deeds from the seller to the buyer, as well as the discharge/establishment of the mortgage (if there is one) at settlement.

Most of the conveyancing process is actually carried out once the contract is signed, but many investors and homebuyers use their services beforehand to double-check and provide legal advice on such things as whether the property meets council building standards, whether the property has an any covenants or caveats on it, and even to confirm whether the seller is the legitimate owner of the property.

While buyers and sellers can attempt to undertake conveyance duties themselves, it is unadvisable to do so given the complexities, and ample regulation, surrounding real estate transactions.

Conveyancers are professionals in their area and can also provide arm’s length legal advice on the property transaction.

When should I use a conveyancer?

Both sellers and buyers require the services of a conveyancer and it’s always best to select which professional you want to work with sooner rather than later.

For sellers, a conveyancer can help prepare the sales contract as well as organise any other legally required documentation.

They can also assist in determining the most advantageous settlement date long before negotiations with any prospective buyer begins.

For buyers, a conveyancer often only becomes involved when a contract of a sale has been signed, however, their legal expertise should be utilised beforehand to verify such issues as boundaries or planning restrictions which can drastically alter a property’s potential.

In short, they can help prevent you buying a lemon.

So, what’s the process? documents loan paper folder coffee work jjob

The conveyancing process involves a number of steps, which usually have strict timeframes attached to them.

That is, “time is of the essence”, which is why it’s always preferable to have a conveyancer on your professional property team.

A conveyancer will manage the entire process on your behalf, which often involves reminders of when things need to done so the sale is not jeopardised.

This can be because a seller may want to get out of a contract, perhaps because a higher offer was made after it was signed, so their legal representatives will often look for any loophole, which can be as simple as the deposit cheque not being paid on the due date.

In short, the conveyancing process generally involves the following steps:

OK. How much will it cost me?

House and money

Fees will vary between solicitors and conveyancers as there is no official charge for conveyancing.

As well as a legal service fee you will usually be charged for “disbursements”.

These can include:

  • A title search
  • Certificate fees charged by authorities with responsibility for water, electricity, roads, schools, etc.
  • Photocopying
  • Registering the mortgage
  • Registering the transfer

Conveyancing costs other than legal fees and disbursements may include:

  • Building and pest inspections
  • Survey report
  • Establishment of mortgage
  • Home building insurance
  • Valuation fees
  • Mortgage insurance
  • Stamp duty and mortgage duty
  • Levies, if the property is in a strata or community scheme
  • Council and water rates.

Legal practitioners and conveyancers must disclose their costs to clients, including the client’s right to negotiate a costs agreement, receive bills and be advised of changes.calculator coin money save debt

The conveyancing fee may vary from conveyancer to conveyancer and may be determined by the value of the property or its complexities such as if its off-the-plan.

Some conveyancers may also charge a flat fee.

The average cost of coveyancing can be between about $900 to $2,200.

*The information provided in this article is general in nature and does not constitute personal financial advice. The information has been prepared without taking into account your personal objectives, financial situation or needs. Before acting on any information you should consider the appropriateness of the information with regard to your objectives, financial situation and needs.


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Andrew Mirams


Andrew is a leading finance strategist who holds a Diploma of Financial Planning (Financial Services). With over 27 years of experience in finance, Andrew has been acknowledged by the mortgage industry with multiple awards.Visit www.intuitivefinance.com.au

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