Split Loan

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A split loan allows you to allocate a portion of your loan amount to attract a variable interest rate, and another portion to attract a fixed rate.

This means you are able to take advantage of the security of a fixed rate but with the flexibility of a variable rate, as well as reduce the impact on your loan repayments if interest rates rise. 

The split doesn’t have to be 50:50, you can choose exactly how much of your total you want to assign to each loan type

This offers you a way to minimise your risk when taking out a loan for your home or investment property.

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Michael is a director of Metropole Property Strategists who help their clients grow, protect and pass on their wealth through independent, unbiased property advice and advocacy. He's once again been voted Australia's leading property investment adviser and one of Australia's 50 most influential Thought Leaders. His opinions are regularly featured in the media. Visit Metropole.com.au

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