Split Loan

A split loan allows you to allocate a portion of your loan amount to attract a variable interest rate, and another portion to attract a fixed rate.

This means you are able to take advantage of the security of a fixed rate but with the flexibility of a variable rate, as well as reduce the impact on your loan repayments if interest rates rise. 

The split doesn’t have to be 50:50, you can choose exactly how much of your total you want to assign to each loan type

This offers you a way to minimise your risk when taking out a loan for your home or investment property.