Property investment buying

Buying a property to rent out is becoming an increasingly popular method of investment in Australia. With the exponential growth of property in the major cities, it seems like a smart way to spend your money. But there are issues you should be aware of. Buying a property will most likely be the biggest purchase you make in your lifetime so it is certainly not one to be taken lightly.

Latest posts
Is housing really that unaffordable?

The price of property in our two major capital cities has everyone talking about something called “housing affordability“.  But before I weigh into this debate, it’s important we understand the difference between housing affordability and affordable housing.  According to experts, housing affordability applies to those who live in – or aspire to live in –…

Lenders Mortgage Insurance

What is lenders Mortgage Insurance? LMI is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan.  As required by Australian Banks, Borrowers’ who have less than 20% deposit of the property purchase price are charged LMI by finance lenders this is an extra cost over and above the standard fees and charges related…

Warren Buffett’s $62bn secret of success

I was interested to read that Warren Buffett, one of the most famous, one the richest and one of the most successful investors in the world  has been able to defer $61.9 billion of corporate taxes.  This figure — about eight years worth of taxes at Berkshire’s current rate — is a reminder that Mr Buffett understands…

What is Negative Gearing?

Introduction to Negative Gearing: Negative gearing simply means borrowing money to buy an asset such as an investment property. According to well-known property commentator and property expert, Peter Koulizos, negative gearing in relation to property means you have taken out a loan to purchase a property. Negative gearing means that the interest you are paying on…