Property investment buying

Buying a property to rent out is becoming an increasingly popular method of investment in Australia. With the exponential growth of property in the major cities, it seems like a smart way to spend your money. But there are issues you should be aware of. Buying a property will most likely be the biggest purchase you make in your lifetime so it is certainly not one to be taken lightly.

Latest posts
Is housing really that unaffordable?
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The price of property in our two major capital cities has everyone talking about something called “housing affordability“.  But before I weigh into this debate, it’s important we understand the difference between housing affordability and affordable housing.  According to experts, housing affordability applies to those who live in – or aspire to live in –…

Lenders Mortgage Insurance
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What is lenders Mortgage Insurance? LMI is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan.  As required by Australian Banks, Borrowers’ who have less than 20% deposit of the property purchase price are charged LMI by finance lenders this is an extra cost over and above the standard fees and charges related…

Warren Buffett’s $62bn secret of success
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I was interested to read that Warren Buffett, one of the most famous, one the richest and one of the most successful investors in the world  has been able to defer $61.9 billion of corporate taxes.  This figure — about eight years worth of taxes at Berkshire’s current rate — is a reminder that Mr Buffett understands…

What is Negative Gearing?
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Introduction to Negative Gearing: Negative gearing simply means borrowing money to buy an asset such as an investment property. According to well-known property commentator and property expert, Peter Koulizos, negative gearing in relation to property means you have taken out a loan to purchase a property. Negative gearing means that the interest you are paying on…