Use our articles from Australia’s leading property finance strategists as your guide – from understanding negative gearing to smart finance structures plus lots more.
Is successful property investing an art or a science? Albert Einstein once said, “COMPOUND INTEREST IS THE EIGHTH wonder of the world. He who understands it, earns it… he who doesn’t… pays it.” If we accept the above, then the longer we hold a property investment the more likely we are to make a gain….
The end of the financial year has now come and gone but investors still need to plan for the year ahead. Some investors look forward to this, while others try to ignore it for as long as possible. Why is that? In my experience, those investors who file their tax returns sooner rather than later…
The latest housing market scare campaign focuses on questionable analysis of household debt levels. Sharp declines in mortgage rates since 2011 have predictably activated housing markets with prices rising. Higher prices reflect higher mortgages with borrowers taking on more debt as prices rise and enabled by lower mortgage rates allowing purchasers to borrow more with…
I’ve had conversations with plenty of discouraged folks who are in their 50s (or even older) and they’re wondering how they’re going to survive in their retirement. They start to question if it’s too late to invest in property. Is there ever a time when you’re just too old? In general my response would be…
Home lending is on the improve according to data released by the Australian Bureau of Statistics (ABS) this week. The number of approvals rose by a seasonally adjusted 1.1 per cent in May from April, showing the first improvement in six months. The value of owner occupier financing drove the increase, offsetting another modest decline in…
![Ask the Expert [Video] - Are trusts the right vehicle for your property?](https://puassets.s3.amazonaws.com/wp-content/uploads/2016/12/hammer-802296_1920-270x200.jpg "Ask the Expert [Video] - Are trusts the right vehicle for your property?")
Setting up a trust can both protect your property and keep it in the family. But how do you know which trust is right for you? Watch as Ken Raiss and I discuss the benefit if a family trust when it comes to protecting your investment property. This week’s questions: I read that successful investors control…
It almost seems that every day brings with it new lending policies, doesn’t it? Interest rates are changed for investors and interest-only lenders, while loan to value ratios seems to be more fluid than a retreating tide. While it can be difficult to understand the current lending landscape, that doesn’t mean that finance is not…
![Ask the Tax Expert [video] — How can I avoid paying Capital Gains Tax?](https://puassets.s3.amazonaws.com/wp-content/uploads/2018/05/cgt-270x200.jpg "Ask the Tax Expert [video] — How can I avoid paying Capital Gains Tax?")
Are there ways to avoid or reduce paying Capital Gains Tax (CGT)when selling a property? Yes, there are a few strategies that can help you minimise your CGT, and in this video tax expert Ken Raiis, director of Metropole Wealth Advisory, outlines some of them. Unfortunately, there is no silver bullet to avoiding Capital…
![Ask the Experts [video] — Understand the benefits of a Testamentary Trust in estate planning](https://puassets.s3.amazonaws.com/wp-content/uploads/2018/05/TESTAMENTARY-TRUST2-270x200.jpg "Ask the Experts [video] — Understand the benefits of a Testamentary Trust in estate planning")
Testamentary discretionary trusts are great estate planning tools because they can offer tax minimisation, asset protection and flexibility. Watch this video as Ken Raiss and Michael Yardney explain how a testamentary discretionary trust is a type of trust created under a will and comes into existence only upon the administration of the deceased estate. …
The May 2017 budget heralded the largest change to depreciation rules since 2006, it certainly ruined what would have been a perfectly good glass of shiraz as I sat watching Scott Morrison at home. For anyone lucky enough to have been busy doing something interesting on the evening of the 9th of May 2017 rather…
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