Use our articles from Australia’s leading property finance strategists as your guide – from understanding negative gearing to smart finance structures plus lots more.
When you take out a loan to purchase a property, whether for investing or to live in, the process is littered by lots of little decisions along the way. Choosing a fixed or variable interest rate for your loan is often one of the more meaningful finance-related decisions you’ll consider, as the right mortgage choice…
With significant volatility in the world’s share market and an uncertain future coupled with the costs of having an industry or retail superannuation account more and more Australians are wanting to take control of their superannuation. This decision is primarily driven by costs and the ability to more directly control asset choice. Since 2007 the…
Over the past 10 years, more and more investors are using their Self-Managed Superannuation Fund (SMSF) to invest in property. But the world of SMSF property investment is much more complex than the traditional route taken by investors in the past. There is raft of legislation that must be strictly adhered too as well as…
Protecting your hard earned assets is increasingly becoming a common concern especially with the increasingly number of frivolous claims. For centuries people have used trusts to hold assets so as to protect them and to increase their flexibility. A trust is useful in this regard as the individual does not own the asset; it is…
Family trusts can be a powerful tool for a variety of wealth creation and protection reasons. These include building wealth, protecting assets, generating improved cash flows, managing distributions to family members, creating flexibility as well as assisting with estate planning. But like all good things, there can be a downside, too. Unfortunately, if incorrectly used,…
![Understand the benefits of a Testamentary Trust in Estate Planning - Ask the Experts [video]](https://cdn.propertyupdate.com.au/wp-content/uploads/2018/05/TESTAMENTARY-TRUST2-270x200.jpg "Understand the benefits of a Testamentary Trust in Estate Planning - Ask the Experts [video]")
Testamentary discretionary trusts are great estate planning tools because they can offer tax minimisation, asset protection and flexibility. Watch this video as Ken Raiss, Australia’s leading tax strategist, and Michael Yardney explain the benefits of setting up a Testamentary Discretionary Trust which is a type of trust created under a will and comes into existence…
Many novice investors make a simple mistake when they first start out. And that’s because they don’t understand the difference between their borrowing capacity and their affordability. So I’d like to clear up this issue to help investors manage their cash flow better in the future and to help them on their path to success….
What are the common finance mistakes property investors make? Yesterday I outlined the first five finance mistakes to avoid when structuring your finance, whether you’re a home buyer or property investor. If you didn’t read that – please check it out here first I explained that the mortgage product you end up with can mean the…
Navigating the rocky seas of property investment finance can be a challenging task for home buyers and investors. And it’s made even more difficult by all of the misconceptions about home loans that are out in the ether. If you get your property investment financing wrong, it can cost you thousands, sometimes tens of thousands…
They say blood is thicker than water but when it comes to distributing your wealth, human instinct can take on a darker side because money is involved. People often feel vulnerable when contemplating their death, but this is no excuse to not have a Will. It’s vital that you receive legal advice when preparing your…
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