Use our articles from Australia’s leading property finance strategists as your guide – from understanding negative gearing to smart finance structures plus lots more.
Paying Capital Gains Tax (CGT) isn’t necessarily a bad thing because it means that you have sold an asset and made a profit, which is better than a loss, of course. That said, I’m certain that most people would prefer to pay less tax, not more. Therefore, it’s important to understand the ins and outs…
Many homebuyers are, not surprisingly, happy couples looking to fly the old family nest and establish their own, new residence. Without a second thought, they go through the motions of acquiring a said house in their blissful state of togetherness; often putting both names to the mortgage contract. But there are some important considerations when…
![Ask the Tax Expert [video] — How can I avoid paying Capital Gains Tax?](https://cdn.propertyupdate.com.au/wp-content/uploads/2018/05/cgt-270x200.jpg)
Are there ways to avoid or reduce paying Capital Gains Tax (CGT)when selling a property? Yes, there are a few strategies that can help you minimise your CGT, and in this video tax expert Ken Raiis, director of Metropole Wealth Advisory, outlines some of them. Unfortunately, there is no silver bullet to avoiding…
Interest rate bingo entails making a successful guess about when we’ll see our first interest rate rise in Australia since 2010, and for most of the year, it’s been even money that the increase will come in early 2024. Ever since November 2020, when the Reserve Bank of Australia (RBA) cash rate landed with a…
National home lending has continued to fall over October despite the easing of severe lockdown restrictions in Sydney and Melbourne. The outlook for lending activity remains mixed with rising affordability barriers and the satisfaction of pent-up demand acting to reduce home-buying activity. The ABS reports that the value of home loans seasonally adjusted (excluding land…
Australian house prices continue to rise across the board but results are diversifying across market segments as stock levels rise and affordability pressures mount. Property prices in Australia have yet again lifted in all States and Territories for the month of November with the average national dwelling price rising 1.3% month-on-month and a whopping 22.2%…
The recent record surge in home lending has clearly peaked, with loan activity over October falling for the fifth consecutive month. Although owner-occupiers and first home buyers have reported consistent declines in activity since May, investor lending has continued to rise. The original value of investor loans increased by just 0.4% over October to $9.87bn…
![Understand the benefits of a Testamentary Trust in Estate Planning - Ask the Experts [video]](https://cdn.propertyupdate.com.au/wp-content/uploads/2018/05/TESTAMENTARY-TRUST2-270x200.jpg)
Testamentary discretionary trusts are great estate planning tools because they can offer tax minimisation, asset protection, and flexibility. Watch this video as Ken Raiss, Australia’s leading tax strategist, and Michael Yardney explain the benefits of setting up a Testamentary Discretionary Trust which is a type of trust created under a will and comes into existence…
If you’ve been paying off your home loan for a few years and have built up some equity, it might be time to have a look at your home loan and see if it’s still the best package for you. If not, it’s time to look at your options. One of those options is to…
Many of the property investors I speak with are often confused about the differences between Line of Credit facilities and Offset Accounts. Understanding how these two types of loan-related products can function will help determine the best fit for your property investment strategy. What is a Line of Credit? A Line of Credit (often abbreviated to ‘LOC’) is a…
