Use our articles from Australia’s leading property finance strategists as your guide – from understanding negative gearing to smart finance structures plus lots more.
It almost seems that every day brings with it new lending policies, doesn’t it? Interest rates are changed for investors and interest-only lenders, while loan to value ratios seems to be more fluid than a retreating tide. While it can be difficult to understand the current lending landscape, that doesn’t mean that finance is not…
![Ask the Tax Expert [video] — How can I avoid paying Capital Gains Tax?](https://puassets.s3.amazonaws.com/wp-content/uploads/2018/05/cgt-270x200.jpg "Ask the Tax Expert [video] — How can I avoid paying Capital Gains Tax?")
Are there ways to avoid or reduce paying Capital Gains Tax (CGT)when selling a property? Yes, there are a few strategies that can help you minimise your CGT, and in this video tax expert Ken Raiis, director of Metropole Wealth Advisory, outlines some of them. Unfortunately, there is no silver bullet to avoiding Capital…
![Ask the Experts [video] — Understand the benefits of a Testamentary Trust in estate planning](https://puassets.s3.amazonaws.com/wp-content/uploads/2018/05/TESTAMENTARY-TRUST2-270x200.jpg "Ask the Experts [video] — Understand the benefits of a Testamentary Trust in estate planning")
Testamentary discretionary trusts are great estate planning tools because they can offer tax minimisation, asset protection and flexibility. Watch this video as Ken Raiss and Michael Yardney explain how a testamentary discretionary trust is a type of trust created under a will and comes into existence only upon the administration of the deceased estate. …
The May 2017 budget heralded the largest change to depreciation rules since 2006, it certainly ruined what would have been a perfectly good glass of shiraz as I sat watching Scott Morrison at home. For anyone lucky enough to have been busy doing something interesting on the evening of the 9th of May 2017 rather…
It’s that time of year once again – the time that awakes a little sense of dread inside every Australian. It’s tax time. Whilst most of the country is rolling their eyes at the thought of lodging their tax return, Australian property investors actually have something to cheer about. Whilst investment properties are undoubtedly a…
With the recent hikes in fixed and variable rates by the major banks many property investors are wondering whether it’s a good idea to fix the interest rate on their loans. Below are 11 points for you to consider when contemplating the fixed versus variable dilemma: Will you lose sleep if interest rates rise? There are typically…
When it comes to claiming depreciation deductions for qualifying plant and equipment assets*, owners should be aware of certain tactics which can increase their deductions sooner. This will increase their annual cash flow and allow them to realise the benefits from their investment property sooner. One of the simplest ways to do this is to…
At the start of your property investment journey, it can be confusing. All your friends and family have well-intentioned opinions and “advice”, plus in today’s technological world there is a plethora of information available online. But so many difference sources of intel can make start spinning until you don’t know your property pros from your…
So APRA has finally cut its limit on investor lending growth — some three and a half years after it was implemented by finally axing its 10% investor lending speed limit by saying that it had “served its purpose”. As of 1 July 2018, lenders that have been operating below the 10 per cent investor lending…
Stamp duty is one of those extra costs that is rather easy to forget when you’re buying property but can really add up to your total cost. It is tempting to dismiss it when deciding what you’re willing to pay for your next Investment property but don’t fall into a trap. Depending on the property,…
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