Use our articles from Australia’s leading property finance strategists as your guide – from understanding negative gearing to smart finance structures plus lots more.
Over the past 10 years, more and more investors are using their Self-Managed Superannuation Fund (SMSF) to invest in property. But the world of SMSF property investment is much more complex than the traditional route taken by investors in the past. There is a raft of legislation that must be strictly adhered to as well…
With significant volatility in the world’s share market and an uncertain future coupled with the costs of having an industry or retail superannuation account more and more Australians are wanting to take control of their superannuation. This decision is primarily driven by costs and the ability to more directly control asset choice. Since 2007 the…
Family trusts can be a powerful tool for a variety of wealth creation and protection reasons. These include building wealth, protecting assets, generating improved cash flows, managing distributions to family members, creating flexibility as well as assisting with estate planning. But like all good things, there can be a downside, too. Unfortunately, if incorrectly used,…
There is a clear relationship — a causation not a correlation — between the annual change in housing finance (when brought forward by six months) and the annual movement in house prices. These two charts help explain the short-term future direction of Australian house prices. Chart 1 suggests that house prices are likely to surge…
More and more sophisticated investors are considering commercial real estate as a viable investment strategy. They have usually built a substantial asset base and are now looking for more cash flow in their investments. Often, they buy smaller properties – such as a shop, strata office or perhaps an industrial warehouse – because the entry level…
While rental growth is slowing, we’ve still experienced the highest rental growth in over a decade. Growth in rental rates eased over the second quarter of 2021, with the national rental index rising by 2.1% over the 3 months to June compared to a 3.2% rise over the March quarter. While rental growth has slowed…
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Setting up a trust can both protect your property and keep it in the family. But how do you know which trust is right for you? Watch as Ken Raiss and I discuss the benefit if a family trust when it comes to protecting your investment property. This week’s questions: I read that successful investors control…
Are you wondering what your serviceability is and how banks calculate it? Well…if you’ve been looking for a loan for your home or investment property, I’m sure you’d have come across the term “serviceability.” When taking out a loan, the amount your bank will lend you will depend on a few things. Along with your…
