Property Finance - Property update articles

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A glimpse into Wealth Retreat – Part 2

Did you know that your habits can mean the difference between success and failure? That’s one of the recurring ideas that came through at Wealth Retreat. In this series of videos I’m sharing my reflections from that event and in between sessions I interviewed Tom Corley who co-wrote the book Rich Habits Poor Habits with Michael Yardney. In this interview,…

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Understanding Stamp Duty

Stamp duty is one of those extra costs that is rather easy to forget when you’re buying property but can really add up to your total cost. It is tempting to dismiss it when deciding what you’re willing to pay for your next Investment property but don’t fall into a trap. Depending on the property,…

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Investor demand and refinancing by owner occupiers continues to stall in April 2017

The latest housing data from the Australian Bureau of Statistics (ABS) shows that while lending to owner occupiers is fairly flat, demand from the investor segment has continued to stall. When you dig deeper, the data shows that owner occupier demand is growing for new lending as refinancing stalls. The April 2017 housing finance data…

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Money management 101 for those with a mortgage

Home owners and property investors have been enjoying the lowest interest rate environment for a long time. And while there’s speculation that official rates may drop even further, it’s uncertain how much of this the banks will pass these on to consumers. But what if I told you there was a way you could save money, irrespective…

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8 things to consider when making a property investment

When it’s done right, investing in property can help you to build wealth for your future. In Australia, property is currently a very popular investment and many people are enthusiastically jumping into the market to make the most of the low-interest rates currently available. But it takes careful planning for your property investment to be…

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How effective are the regulator’s brakes? | Andrew Mirams [Podcast]

There’s been a lot of talk about what the regulators are now doing to slow down investor lending. So how effective has it been and what more are they likely to do? In a recent Real Estate Talk show finance expert, Andrew Mirams, from Intuitive Finance, gave us his thoughts on the matter. HERE’S A TRANSCRIPT OF THE…

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Here’s another good reason our property markets won’t crash

They’re still out there – you know those property pessimists who say our real estate markets will crash. They often they cite “astronomical” property values, unaffordability and the high levels of debt we have against our homes as reasons why property values will crash. But recent figures from credit bureau Equifax and property data provider CoreLogic…

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6 tips to better understanding the cash flow from your property investments

While many Australians get into real estate investment to gain cash flow, in reality that’s not how property works. You see…residential real estate is a high growth, but relatively low yield investment, so if you’re hoping to pay your child’s school fees or your vacation airfares from your rental returns, you’ll be sorely disappointed. Of…

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Refinance Your Home Loan to Buy Investment Property

Property investment can be an excellent way to build capital growth and secure your finances for the future. But for those ready to take the next step in their property ownership, the many choices and decisions can be quite daunting. Refinancing and leveraging equity can be a helpful stepping stone towards purchasing your investment property,…

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Ask Michael Anything [Video] – What is the best way to get a loan?

It’s no secret that there’s been a lot of changes to home loans in the last few months but does that making getting a loan impossible? This week watch Michael explain and discuss to steps you can take, to give yourself a better chance of a loan approval. This week’s questions: I keep…

Properly structured finance is critical to successful property investment