Property Finance - Property update articles

Property development guide part 5 – Financing your project

Bryce Yardney
Latest, Property Development, Property development courses, Property Development Process, Property Finance
April 6, 2018

In the fifth instalment of his series on property development Bryce Yardney, property development Specialist at Metropole Property explains in detail how to secure funding for your real estate development project. Before you commence any development project, it is obviously crucial to first establish how much you can borrow and how you will be able to manage all…

8 Finance terms property investors must understand

Shannon Davis
Latest, Property Finance, Property Investment
March 31, 2018

We’re not taught much about money and finance at school are we? So when you start hunting down a loan for your new home or investment property you’ll probably come across some industry-speak and terms you’re not familiar with. So here’s a few you should know: 1. Interest only or Principle and interest When…

CoreLogic Pain and Gain Report | Brisbane overview

Based on resales across Greater Brisbane over the final quarter of 2017, the total value of resales at a profit was $1.2 billion while the total value of resales at a loss was recorded at $22.3 million. Brisbane generated 6.7% of the total value of resale profits nationally over the quarter and 5.0% of the…

Look what’s happening to housing finance

Michael Yardney
Latest, Michael Yardney blog, Michael Yardney's Commentary, Property Finance
March 14, 2018

I keep a track of housing finance statistics as they are a “leading indicator” for our property markets. In other words, rather than a “lagging indicator” which tell us what has happened, finance figures tell who’s obtained finance and is in the market for property. And in January the value of housing finance approvals rose,…

8 extra costs of buying an investment you shouldn’t forget

Ahmad Imam
Home Buying and Selling, Property Finance, Property Investment
March 13, 2018

There’s a lot of fuss at present about how expensive property is. Truth is it’s even more expensive than most buyers think because there are a number of costs associated with buying an investment property that many investors fail to take into consideration. So let’s take a look at eight of the most common costs…

Good & bad news for property investors – APRA has done its job

Michael Yardney
Latest, Michael Yardney blog, Michael Yardney's Commentary, Property Finance, Property Investment
March 5, 2018

They’ve done their job and now they may retreat a little. Recently APRA our banking regulator has acknowledged the property market has cooled and its strict limits on the rate of lending to property investors are “potentially becoming redundant.” And that’s good news for anyone who’s tired to get a loan recently but found the bank’s current serviceability…

Three common Family Trust mistakes

Ken Raiss
Latest, Property Finance, Property Investment
February 23, 2018

Family trusts can be a powerful tool for a variety of wealth creation and protection reasons. These include building wealth, protecting assets, generating improved cash flows, managing distributions to family members, creating flexibility as well as assisting with estate planning. But like all good things, there can be a downside, too. Unfortunately, if incorrectly used,…

What property investors need to know about Offset Accounts

Andrew Mirams
Latest, Property Finance, Property Investment
February 17, 2018

What is a mortgage offset account and how can it benefit property investors? With all the different mortgage options available and the mortgage offset account often touted as a major feature of the loan, it pays to know how to use it to save money and get ahead on your mortgage repayments. Mortgage offset…

3 risk management strategies for property investors

Ken Raiss
Latest, Property Finance, Property Investment
February 15, 2018

Property investment is one of best wealth creation strategies out there. In part because it has a long history of solid performance, so is therefore relatively low risk. It’s important to understand, however, that it is not completely without risk. That’s because every investment opportunity has an element of risk. The trick is to manage…

Serviceability – what is it and how do banks calculate it?

Ahmad Imam
Latest, Property Finance, Property Investment
February 11, 2018

If you’ve been looking for a loan for your home or investment property, you’d have come across the term “serviceability.” Broadly defined, serviceability is the ability of a borrower to meet loan repayments, based upon the loan amount, the borrower’s income, expenses and other commitments. This generates an overall figure, known as the debt service…