Articles by Rita Thomas

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is a Property Strategist with an accounting background and over 30 years’ Commercial Banking experience. She is a passionate property investor who enjoys helping her clients create wealth through property investment using Metropole’s strategic approach.
Visit www.MelbourneBuyersAgent.com.au


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If you  applying for a new credit card or plan to raise the credit limit of an existing card to cope with your Christmas spending spree you could be in for a shock. The screws are being tightened on Australia’s debt obsession. As of 1 January 2019, new credit card limits will be based on what you can afford…

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Do you know your credit score? According to a study by finder.com.au, two-thirds of the nation’s population have no idea what their credit score is.  Your credit score is a number from a credit bureau that sums up your credit position. It is calculated using the information on your credit report. As someone interested in property…

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Apparently Aussies are committing hundreds of billions in financial fraud. finder.com.au, reports that millions of Australians are being untruthful to save a buck. One in ten Aussies (10%) admit to lying on a finance application in order to secure credit, meaning more than $220 billion1 in finance could have been applied for under false pretences. The…

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How much are you going to spend on Christmas gifts this year? For many Australian households it’s the most expensive time of the year and in the end many will be saddled with credit card debt in the new year. A new nationwide research survey of 1,027 Australians, conducted for debt solutions provider Fox Symes…

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When it comes time to buy an investment property, there’s a minefield of decisions and processes to navigate. It can seem time-consuming and complicated, which is one of the reasons why people delay investing in property in the first place – because they can’t find the time to make the right decisions from the outset….

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Some people think I’m smart – I wouldn’t really know- I’ve never taken an IQ test. But I was pleased with the result when I tested my Emotional Intelligence with these 15 questions I found on Life Hacker. I learned that Emotionally Intelligent people aren’t ruled by their thoughts; they are the master of them….

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What are the common finance mistakes property investors make? Yesterday I outlined the first five finance mistakes to avoid when structuring your finance, whether you’re a home buyer or property investor. I explained that the mortgage product you end up with can mean the difference between building a lucrative, wealth generating property portfolio and never progressing…

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Having difficulty getting  a loan for your home or investment property? Well, you’re in good company – so are many others with the banks more carefully scrutinised your expenses.  Even your dinner choice could have an impact on your future lending potential according to Craig Gemmill, Managing Director of  Gemmill Homes. Personal spending habits on things like clothes, holidays…