Articles by Mario Borg

Mario is professionally qualified as an MBA, a qualified Accountant, and a Finance Strategist with over 30 years experience in financial services. Mario has personally built a multi-million dollar property portfolio and is an active and passionate property investor and developer. Mario has been acknowledged by the mortgage industry with multiple awards. Visit http://www.marioborg.com.au/


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There is no doubt that COVID-19 will be remembered as a lifetime event that changed the world forever. This unprecedented pandemic continues to destroy many families with the death toll rising daily, and crippling the global economy at large. Just like any other crisis that has come and gone, there are lessons we can all…

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When there’s any movement to interest rates, mortgage holders start to consider fixing their home loan rate as an insurance policy against future rate rises. Fixing your home loan rate may be smart when you consider where rates are at today, however your decision should be based on strategy and forward planning as opposed to speculation. Fixing…

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Life is a journey – sometimes positive sometimes negative – it’s certainly not a straight line. Right now many people are feeling flat, having been whacked with COVID-19 – with many feeling financial pressure like never before. It’s important to keep perspective and realise that your current situation is not permanent. As humans we all…

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Borrowing money should be easy right? You have a good paying job, your debts are under control, you rarely use your credit card(s), and you have clean credit history. But you’ve just been knocked back to borrow money?  ‘How can that be? The current lending environment is challenging, across the board. You may recall a number of…

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As the saying goes, if you’re standing still, you’re going backwards. Up until 6 months ago, deciding on P&I or IO repayments was easy, as the interest rate was the same for either, and the repayment type didn’t impact your borrowing capacity.  Today, it’s a very different story. Let me explain. A couple of months back I…

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No doubt you’re familiar with the TV reality show The Block, hosted by Channel 9 (in Victoria).   The reality show finished its 13th series at a site in Elsternwick, Victoria. The show has attracted a very large following (audience) over the years, making it a very profitable venture for the Channel 9 network. Ask yourself, has the success of the show derailed you as a property investor and…

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