Articles by Mario Borg

Mario Borg

Mario is professionally qualified as an MBA, a qualified Accountant, and a Finance Strategist with over 30 years experience in financial services. Mario has personally built a multi-million dollar property portfolio and is an active and passionate property investor and developer. Mario has been acknowledged by the mortgage industry with multiple awards. Visit http://www.marioborg.com.au/


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There is no doubt that COVID-19 will be remembered as a lifetime event that changed the world forever. This unprecedented pandemic continues to destroy many families with the death toll rising daily, and crippling the global economy at large. Just like any other crisis that has come and gone, there are lessons we can all…

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Borrowing money should be easy right? You have a good paying job, your debts are under control, you rarely use your credit card(s), and you have clean credit history. But you’ve just been knocked back to borrow money?  ‘How can that be? The current lending environment is challenging, across the board. You may recall a number of…

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As the saying goes, if you’re standing still, you’re going backwards. Up until 6 months ago, deciding on P&I or IO repayments was easy, as the interest rate was the same for either, and the repayment type didn’t impact your borrowing capacity.  Today, it’s a very different story. Let me explain. A couple of months back I…

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Monopoly has been a classic board game for over a century. It’s a real estate trading game played for fun… and for a chance to be a real estate tycoon. The game rules are interesting as there are some valuable lessons all investors can learn to win at the game of property investing. I’ve played Monopoly at least a couple of hundred times, since I was a…

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No doubt you’re familiar with the TV reality show The Block, hosted by Channel 9 (in Victoria).   The reality show finished its 13th series at a site in Elsternwick, Victoria. The show has attracted a very large following (audience) over the years, making it a very profitable venture for the Channel 9 network. Ask yourself, has the success of the show derailed you as a property investor and…

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Knowing your financial priorities is now even more important when it comes to borrowing money, in fact it will be your secret weapon. Borrowing money is necessary (for most people) when buying a home or an investment property. The debt you take on, and the order which you do it in, will impact how much you can borrow and when….

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A major conversation topic for home loan borrowers right now is… Principal & Interest (P&I) or Interest Only (IO)..? As boring as the topic may sound, it’s very important to address it given that ~75% of the Australian population has a home loan or an investment loan.  Over the next few years there will be thousands of home loan customers…