Articles by Kalen Bruce

Kalen Bruce

Kalen Bruce of MoneyMiniBlog.com.au is passionate about helping you master your finances and maximize your productivity. He defies millennial laws by having no debt and four children. You can get his two ebooks, plus two personal finance classics (for free) at MoneyMiniBlog.com.au/free-moneyminibook


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Our life isn’t as logical as we like to think. You may plan your goals perfectly, but when the time comes for action, it doesn’t work out. That happens to all of us, because our emotions affect our decisions. We don’t think about that when we set goals. A 2014 study shows how our emotions affect our logical…

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When you’re reading productivity articles, you don’t want vague ideas, you want actionable steps that you can take to literally increase your productivity today. You want practical, applicable tips. I’ve tried my best to make this blog full of actionable tips you can apply to every day of your life. This article may be the…

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The rich keep getting richer, and the poor keep getting poorer. Right?  You’ve heard that a thousand times. It’s not fair, is it? Some people just can’t get a break. Well, that may be true, but it’s not that simple. So why are some people rich and others poor? Why do some poor become rich,…

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Do you know what could be the most influential part of your finances? The thing that causes you to spend money and save money. The thing that can easily put you in debt. Possibly the most common marketing tactic in the world. Do you know what it is? It’s fear. Often fear of the unknown…

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Have you ever heard the saying “you either win or you learn?”   Or the popular “you have to fail forward”? I’m sure you understand the idea of using situations, good and bad, as learning experiences, but that’s easier said than done, right? It’s easy to talk about learning in every situation, but when you’re…

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I am rich. Like really rich. Am I a millionaire? Nope. Not even close. So how am I rich if I’m not even a millionaire? Let’s start with what “rich” really means. Here are the first couple definitions: 1. having a great deal of money or assets; wealthy. 2. plentiful; abundant. Obviously the definition is…

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Do you take advantage of your mornings?  Or are you the type that likes to slip out of bed just in time to rush into work five minutes late? You have about 25,000 mornings in your adult life. Make them count.The morning time is powerful. You should claim your mornings and not let your desire to get a few…

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There’s plenty of information out there on sleep.  It’s an exhausted topic (pun intended). There are countless debates over how much sleep you really need; we all remember the timeless advice that you must get in your 8 hours. Well first off that’s probably not how much you need. So how much? We’ll get there,…

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Sleep is underrated.  It may not feel like that when you’re trying to climb out of bed in the morning – that’s when you really understand the value of sleep. Yet so many people wake up tired every morning and never change their routine. That’s not you though. You’re smarter than that. You read trendy…

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What’s the point of productivity apps, to-do lists and organizational methods?  Why does an article about “10 quick productivity hacks” catch your attention so easily? The answer is simple: freedom. We’re all looking for more time and ways to work “smarter, not harder”…and we should be. But you may be missing the first step. What’s the first…

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