Articles by Bill Zheng

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Bill is founder of Investors Direct Financial Group, a leading property finance company providing financial solutions for property investors and developers. Bill is a keynote speaker at many property and finance conferences throughout Australia. Visit

Why do the majority of property investors never achieve finanical freedom?

There are currently over 1 million residential property investors in Australia. Meanwhile less than 500,000 people have achieved financial freedom. To make matters worse, a good percentage of these 500,000 people are not even residential property investors. They became financially free through successful businesses, shares and the like. That means the majority of residential property…

A new way to value your investment properties

Let’s look at a story from Zen Buddhism: The wind was flapping a temple flag. Two monks were arguing about it. One said the flag was moving; the other said the wind was moving. Arguing back and forth they could come to no agreement. Finally the Master said, “It is neither the wind nor the…

A new psychology on investing

If you are one of those investors that only talk about the Growth + Yield combination to determine the quality of an investment, today I am going to change your psychology on investments.

Should you help your friends and family?

One of the most frequently asked questions I get from property investors is whether they should tell their friends and family about property investing? My answer: It depends… Let me use my personal situation as an example.

A strategy most people use to avoid wealth

In this article I will look at one of the main reasons many people go through life working so hard and not getting anywhere, and be warned – the idea may be contradictory to what you have been told in the past. Let’s consider the following statement: An average person does 100 things only one…

Your Mortgage is an Asset

If you have studied physics in high school, you know that there is an undivided relationship between Space and Time: you can’t talk about one without the other, and you can explain one with the other. Let’s see a practical example to see how Space and Time can be explained in similar fashion:

Are You Good Enough?

One of the biggest fears all of us face every day is that we are not good enough. If you don’t believe me, let’s do a simple test here. Have you ever worried about that you are not good enough as one of the following: A husband or wife? A father or mother? A boyfriend…

Is Market Timing Really that Important to Investors?

One of the hottest topics you would find in the investment industry is about Market Timing. Ninety per cent of the effort from all experts has gone to predict what the market will do next, and most investors are hoping that they get in and out of an investment at the right time. There are…

The Art of War and Property Investing

It became Napoleon’s key to success and his secret weapon.  Napoleon used all of Sun Tzu to his own advantage to conquer most of Europe, and it was only when he failed to follow Sun Tzu’s rules that he was defeated. In the last few centuries, The Art of War has been studied by top…