7 Shocking Differences Between Habits of Men and Women

Are there differences in the money behaviours of men and women?

As many of you who follow me know, I’ve spent the past 12 years researching habits.


Because 40% of all of your daily behaviours and thinking are habits.

Forty percent of the time you are on autopilot. men women

And habits, I learned, are the reason you live on the beach in a big house or in a slum in the inner city.

Habits are why you’re able to send your kids to the best private schools or must settle for public schools.

Habits dictate your financial circumstances in life and your happiness or unhappiness.

Because I do a lot of media interviews, I am asked a lot of questions.

One of the questions I get asked often is: Are there differences between the habits of men and women?

From my research, I’ve identified certain habits that separate men and women.

Here’s a sampling of seven major habit differences from my research:

#1 Gambling

Women gamble less than men.

Not only do fewer women gamble, but for the women who do gamble, they gamble less frequently.

#2 Risk Tolerance 

Men have a higher risk tolerance than women.

Men are by nature hardwired to be more aggressive than women.

This aggressive nature gives men a higher risk threshold.

This is a good thing and a bad thing.

A low risk tolerance is a good thing when it comes to making big purchasing decisions.

Women are more apt to study the details of a major purchase than men.

The devil is always in the details.

So understanding the details can save you from making a big purchasing mistake.

#3 Reading

Women read more than men.

That’s the good news.

The bad news is that women read more for entertainment.

Men, conversely, read more for learning and self-improvement.

#4 Communication

Women are better communicators than men. enemy race competition work job role employment gender man women business

In fact, the average woman speaks 7,000 words a day compared to 2,000 for men.

Good communication is a Rich Habit.

Miscommunication damages relationships, businesses, negotiations and can lead to mistakes and failure.

Because women are better communicators, they are better at seeking feedback.

Feedback is critical to understanding what to do and what not to do.

Good feedback minimizes mistakes and reduces the probability of failure.

#5 Creativity

Men are more creative than women.

This is physiological.

Men have a smaller corpus collosum.

The corpus collosom is the bundle of neural never fibers that separates the right hemisphere of the brain from the left.

Recent studies on creativity have shown that those with a smaller corpus collosum are hardwired for greater creativity.

#6 Organizational Skills women vs men

Women have greater organizational skills than men.

Because they pay more attention to details and are more cautious by nature, they tend to do more planning.

This makes them better organized when it comes to facts then men.

#7 Saving Money

Women are better at saving money.

They are more cautious with their money.

They comparison shop to get the best deals.

They look for discounts.


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Tom Corley


Tom is a CPA, CFP and heads one of the top financial firms in New Jersey. For 5 years, Tom observed and documented the daily activities of wealthy people and people living in poverty and his research he identified over 200 daily activities that separated the “haves” from the “have nots” which culminated in his #1 bestselling book, Rich Habits – The Daily Success Habits of Wealthy Individuals. Visit the website: www.richhabits.net

'7 Shocking Differences Between Habits of Men and Women' have 2 comments


    February 17, 2017 Ronnie

    I liked this and your estimate of 7000/2000 words a day is real- When I have female sales people, i concentrate them to talk to females with a real success factor for I have found that unless they are made aware, they will talk to men as though they are a female, most wives and girlfriends (I have 7 daughters) talk their man as though they are a girlfriend, however, like so many things females are good at, as soon as they are made aware of this, they simply change, that’s how clever they are, where I have found that men find it a little difficult to their need for awareness of this need – Having sold to Professors, Top-Level Surgeons, Top Level Exects and very wealthy (George Soros type- yes had coffee with him, good guy) you have to be able to swing into their method of conversation and I have trained women to be very succesfull at this, but they must be made aware at first – Thanks Michael as an old Property Developer, we moved 30,000 blocks in our day, I like the honesty in the things you deliver to your readers, keep up the good work.


      Michael Yardney

      February 17, 2017 Michael Yardney

      Thanks Ronnie
      you’ve clearly done very well… I’m talking about having seven daughters and not moving 30,000 blocks!


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