7 Little Investments that could pay off big

I’m sure you’ve heard that it’s the little things in life that count the most.

According to the US Centers for Disease Control and Prevention (CDC), in 2011 the average life expectancy in the U.S. was only 78.7 years.survival kit

Guess what the leading causes of death were?

Firstoknow.com reports them as cancer, stroke, heart disease, Alzheimer’s Disease and accidents.

Here’s a list of small investments you can make that could end up paying off big-time.

While the following things may not cost a whole lot, they are highly effective and are capable of keeping you from kicking the bucket too soon.

1. Learn to Swim

The CDC estimates that 10 people drown every day in the US and is the fifth leading cause of accidental death and injury.

Taking the time to dive into some formal swimming lessons is priceless. Did you know that 37 percent of adults in the US reportedly cannot swim the length of a typical backyard swimming pool? Surprisingly, adults make up 70 percent of drowning deaths every year. Scary, isn’t it?

2. Wear a Helmet

The serious risks of a head injury are significant by any mode, but it appears to only be socially acceptable time to wear a helmet is when you’re riding a bicycle or taking part in dangerous contact sports.[sam id=36 codes=’true’]

Properly wearing a helmet dramatically decreases your chances of having the impact transfer to your head when you crash and go down hard–which can typically causes serious head and neck injuries.

We’re not suggesting that you wear a helmet at all times, but when you’re on the slopes, on two wheels or engaging in any activity where you’re moving fast, it’s your best means of protection against a life-threatening injury.

The CDC reports that around 1,000 people die each year from bicycle crashes and 60 percent of those deaths resulted from head injuries.

3. Smoke Alarm

A properly installed and maintained smoke alarm is the only thing in your home that can alert you and your family to a fire 24 hours a day, seven days a week.

According to the National Fire Protection Association, almost two-thirds of home fire deaths resulted from fires in properties without working smoke alarms.

4. Buy a Carbon Monoxide Detector

Carbon monoxide is an invisible killer.carbon monoxide alarm

It is a colorless, tasteless and odorless gas that can leak from your indoor cooling or heating systems, and even through your garage from your car exhaust.

Similar to how a smoke detector is an important device to have in your home, a carbon monoxide detector costs as little as $40 and can protect you and your family from an accidental fatality.

More than 400 deaths occur every year from carbon monoxide poisoning. The symptoms are nausea, headache, chest pain and unconsciousness.

The best place to install the detectors are near where you sleep and also near the fuel-burning system within your home.

5. Get an Annual Physical

Annual physical exams are a vital part of a preventative illness measure taken to ensure a long and healthy life. Enough said.

6. DIY Home Survival Kit

The Federal Emergency Management Agency recommends some of the following basics for a home-made, home survival kit:

  • One gallon of water per person per day, for drinking and sanitation
  • At least a three-day supply of non-perishable food, and a can opener
  • A battery-powered radio and a NOAA Weather Radio with tone alert, and extra batteries
  • Flashlight and extra batteries, or the wind-up variety
  • First-aid kit
  • Whistle to signal for help
  • Moist towelettes, garbage bags and plastic ties for personal sanitation
  • Dust mask or cotton t-shirt to help filter the air
  • Plastic sheeting and duct tape
  • Wrench or pliers to turn off utilities
  • A can opener for food

Other important parts of your survival kit: disinfectant, household chlorine bleach as an emergency water treatment (16 drops of regular household bleach per gallon of water), and important family documents in a waterproof and portable container.

7. Eat at Home, Bring Your Lunch, Eat Healthier!

Think about it: Our busy lives force us to eat at our desks at work, in our cars on the go, in front the of TV when we tune out.eat healthy

We scarf down delivery meals, drive-thru, packaged and processed foods.

But just because we lead fast-paced lifestyles it doesn’t mean that we should jeopardize our health. What we need to do is spend more time in the kitchen at the table.

Preparing your own meals not only helps you practice portion control, it also reduces the sugar, salt and fat in your diet while saving you hundreds of dollars per month.

Our overall heath is declining as a nation. A 2010 USDA report found that Americans spend about 42% of their food budgets on food away from home — food that often is filled with too much saturated fat, salt and sugar.

“On average,” the report said, “breakfast away from home decreases the number of servings of whole grain and dairy consumed per 1,000 calories and increases the percent of calories from saturated and solid fat, alcohol and added sugar.”



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Michael Yardney


Michael is a director of Metropole Property Strategists who help their clients grow, protect and pass on their wealth through independent, unbiased property advice and advocacy. He's once again been voted Australia's leading property investment adviser and one of Australia's 50 most influential Thought Leaders. His opinions are regularly featured in the media. Visit Metropole.com.au

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