Would you lend money to yourself? What criteria would you use to decide if it’s worth taking the risk lending you money? If you plan to apply for mortgage finance, be it for your new home or an investment property, it would be helpful to understand the criteria lenders use to assess your loan application…
It’s not what you leave your children that’s important, it’s what you leave in your children that will count. What would you have liked to know about work life and money when you were a child? What lessons should you teach your children about these areas of life? Interesting question isn’t it? Martin Lewis recently…
When was the last time you reviewed your property portfolio including assessing its cash flow, annual capital growth as well as all expenditure and tax deductions. Unfortunately, too many property investors don’t make the most of one deduction– depreciation. While you can only claim depreciation at the end of each financial year, it’s important that…
My research is clear. Your habits determine your standard of living for you and your family. Your habits are the reason you live in a mansion by the ocean or a slum in the ghetto. Your habits are the reason your children go to expensive private schools or are relegated to a public education. Your…
There are many attributes that assist people on their path to success. Some of these necessary skills include determination, persistence and just plain working hard. But equally important is the ability to think positively – even in the face of what you may perceive as failure. In fact, mental toughness is a pre-requisite for success….