Unemployment is falling, but who’s getting left behind?
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Despite low unemployment figures in Australia, low-skilled workers are still finding themselves locked out of the job market, writes… Janine Dixon, Victoria University and Chandra Shah, Monash University  The unemployment rate is as low as it has been in the past four years, yet low-skilled workers are still doing it tough.   Training can help unlock…

Mortgage Repayments - 10 Sure Ways to Get Ahead and Stay Ahead
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Mortgage Repayments  One you have bought a property, whether as a home or an investment, you will be required to make mortgage repayments to cover the cost of the home loan. These repayments can either be interest-only, which is what investors generally use, or principal and interest, which is a set amount designed to pay…

Is Your I.Q. Set in Stone or Sand?
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Interestingly, studies have confirmed people have two beliefs about how intelligence works. Some believe it is “fixed” and others believe it is more “malleable” and can alter over time, depending on your life experiences. A “growth mindset” is the key.  Students who believe that intelligence is fixed, are less resilient. If you truly don’t believe…

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