Hands of businessman

What’s the difference between borrowing capacity and affordability?

Many novice investors make a simple mistake when they first start out. And that’s because they don’t understand the difference between their borrowing capacity and their affordability.  So I’d like to clear up this issue to help investors manage their cash flow better in the future and to help them on their path to success….


Weekly economic update: That feeling you get when the economy can’t be explained by economic models

The slew of numbers across various major economies this week continue to suggest a mixed picture, writes… Richard Holden, UNSW This week: businesses seem confident, consumers less so, China trade slows, Australian housing finance flattens, and the US economy is growing but remains hard to call. Some good news this week on business confidence. The…


Sorry, newbies, but it takes money to get into property investing

I’ve said it before: it’s always been difficult to buy your first property. No matter whether it was the 1960s, 1990s or now, scrimping and saving for that deposit takes discipline and dedication.  Now I admit that with property prices in Sydney skyrocketing, saving the necessary funds to buy a property has become harder still….

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