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Slowing investor borrowing will be welcomed by APRA
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Slowing investor borrowing will be welcomed by APRA

Housing finance took a breather in February which should please APRA and the RBA. The latest stats show that the value of housing finance commitments fell a solid 2.2% m/m in February, led by the investor segment. While owner-occupier finance rose slightly, the value of investor commitments posted the largest monthly drop since APRA’s macroprudential…

Self-Determination vs. Predetermination
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Self-Determination vs. Predetermination

I’m going to get a little philosophical here. Bear with me. There’s an important point I’m trying to make. There are two opposing schools of thought that divide mankind. School of Thought #1: Self-Determination Drives Life Circumstances School of Thought #2: Predetermination Drives Life Circumstances Those who subscribe to School of Thought #1 believe we…

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