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Mortgage demand highest in NSW and VIC
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Mortgage demand highest in NSW and VIC

With New South Wales and Victoria home to two of Australia’s best performing capital cities property markets, Sydney and Melbourne, it’s not surprising that mortgage demand in both areas is now the highest in the country.  As a result, dwelling values are being driven higher across these two cities compared with other regions. The current…

Falling fertility rates will hit the economy hard [Infographic]
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Falling fertility rates will hit the economy hard [Infographic]

One of the drivers of Australia’s economy and our property markets is our growing population. We’re growing faster than any other developed country due to a combination of natural population growth (we’re making more babies than there are people dying) and immigration (which is slowing.) But what will happen as all our Baby Boomers retire?…

8 strategies to increase serviceability of your loan
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8 strategies to increase serviceability of your loan

We’ve all heard that APRA’s restriction has caused the banks to tighten the screws and make it harder for many investors to get a new loan of refinance their existing loans. But the availability finance is the lifeblood of every property investor, giving them the means to leverage into real estate with other people’s money…

Where have all the jobs gone?
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Where have all the jobs gone?

Over December and January Greater Perth joined Greater Adelaide in the unenviable position of having  an unemployment rate which has breached 7 per cent. Smoothing the unemployment rate figures as an annual average shows that of the main capital cities only Perth is in an unemployment rate uptrend as the heady days of the resources…

Cutting Sunday penalty rates will hurt young people the most
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Cutting Sunday penalty rates will hurt young people the most

The Fair Work Commission’s latest decision to cut certain Sunday and public holiday penalty rates continues a tradition of undervaluing young workers, writes… Shirley Jackson, University of Melbourne The Fair Work Commission decided to cut Sunday and some public holiday rates of pay across the hospitality, retail, pharmacy and fast food industries for full time,…

How to be a good landlord
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How to be a good landlord

You can’t have successful property investment without tenants but too many landlords pay scant regard to their tenants – to their financial detriment.  I’m sure you’re aware, one of the keys to property investment success is cash flow and that generally comes from your tenants paying rent for your property over the long-term. Many novice…

The Seasons of Life: Part 2
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The Seasons of Life: Part 2

This week is part 2 of our 3 part series on The Season’s of Life. In Part One of the series, I stated: a) That life is about constant, predictable patterns of change.  b) For all of us, the only constant factor is our feelings and attitudes toward life. c) We as human beings have the power of…

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