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Who Should We Blame?
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Who Should We Blame?

It’s that time again, everybody. The one we’ve all been waiting for. No, I’m not talking about spring or the start of Major League Baseball. It’s election season. Aren’t you excited? Every four years (or more often, for citizens who never miss a chance to cast a ballot), we partake in what seems like the…

How long were double-digit home loans around for?
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How long were double-digit home loans around for?

There’s been lots of debate about whether Baby Boomers had life ‘easy’ on social media and blogsites of late! And in particular whether the spike in home loan rates was merely a temporary scare for the oldies (surely not?!). I can remember my parents virtually retching at the dinner table about mortgage rates in the…

Dwelling approvals ease in September on the back of a large fall in unit approvals
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Dwelling approvals ease in September on the back of a large fall in unit approvals

Building approvals data for September 2016 was released earlier this week from the Australian Bureau of Statistics (ABS).   In September, there were 18,945 dwellings approved for construction nationally which was the fewest monthly approvals since November 2015. Dwelling approvals fell by -8.7% over the month and were -6.4% lower year-on-year. Looking specifically at house…

Investors could claim over $2.2 million in depreciation for each apartment in The Block.
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Investors could claim over $2.2 million in depreciation for each apartment in The Block.

An analysis from Australia’s specialist depreciation schedule provider suggests that investors could claim an average of over $2.2 million in depreciation deductions for each apartment on Channel 9’s 2016 season of The Block. Kim and Chris’s penthouse apartment has the highest amount of depreciation deductions available, with a first year deduction estimated to be at…

What is the real problem with Cross Collateralisation? | Andrew Mirams [Podcast]
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What is the real problem with Cross Collateralisation? | Andrew Mirams [Podcast]

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So really…what is the problem with Cross Collateralisation? It’s a topic we often discuss on Real Estate Talk which led to an e-mail from Michelle who asked:   “I was interested to hear about Andrew Miram’s warning about cross-collateralization and found myself confused between that and using equity in your home to purchase additional property. Are you able…

Letting Go of Financial Peer Pressure
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Letting Go of Financial Peer Pressure

Over the years, I’ve noticed that moment when each of my children started caring about what other people think of them. One by one, I’ve watched as the opinions of others become a big deal in their own decision-making. As smart, mature adults, we have a term for that: peer pressure. You know, that dumb…

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