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Investors gonna invest
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Investors gonna invest

Credit growth slows The Reserve Bank’s Financial Aggregates figures for May 2016 showed annual total credit growth ticking back a little.  As shown by the red line in the chart below the annual rate of growth in credit to property investors has fallen from 11 per cent in June 2015 to just 6 per cent…

And the winner is... Sydney
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And the winner is… Sydney

The scale, magnitude and speed of economic change is such that policy makers today struggle to keep up the pretense that they are on top of things. Technology, social and demographic change, globalization and the race for efficiency are reshaping the economic landscape, and with that there are winners and losers. The winner so far…

Treating money like a tool
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Treating money like a tool

Almost everything we’re taught about money is focused on spending it and saving it. Parents, teachers and even personal finance books discuss saving money as keeping it, increasing it and controlling it. Saving money involves figuring out ways to get more of it, to build a bigger cushion. We’re taught that’s the ultimate goal. In…

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