Interest rates are a concern for property investors

While one in six future first time property investors would drop out of the market if interest rates rose another half a percentage point, one in eleven could keep making repayments even if there were large rate increases, according to a survey of people intending to buy investment properties in the next two years.

The findings of the survey conducted by Mortgage Choice also found many potential investors were willing to make cut backs to buy an investment property.

A quarter of respondents cited basic living costs as their biggest concern, with 68 per cent planning to cut back on day-to-day spending to help finance their investment property. [Read more...]

Capital growth versus cashflow

When it comes to property investment you’ll often hear two somewhat conflicting philosophies being bandied around.

So a common question beginning investors ask is – which is better?

And can you get both? [Read more...]

Who’s to blame for high interest rates?

At the moment bank bashing is al the rage and if it’s not the banks then it’s easy to blame the RBA and Governor Glenn Stevens.

But is it really their fault that rates are rising.

According to leading property commentator Michael Matusik - no it’s not!

In his recent Matusik Missive, the leading commentator says: [Read more...]

Where do I start? Working your way up the property investment ladder…

One question that I am frequently asked when it comes to investing in property is…exactly where do I start? Do I buy my home first or should I start with an investment property?

Well, let me try to answer this simply yet provide you with some easy tools to begin your property investment career and create a successful portfolio. [Read more...]

Develop an Investment Comfort Zone

Most property investors recognise that you make your profits when you buy your property. The big question then becomes…

How do you determine what I would call the ‘fair market value’ of a property or more importantly how do you know when you have the right investment property to buy?

I suggest you initially focus your time and efforts to a narrow market area and develop an “investment comfort zone.” [Read more...]