Articles by George Raptis

George Raptis

George is a Director of Metropole Property Strategists in Sydney. He shares his 27 years of experience in the property industry as a licensed estate agent and active property investor to help create wealth for his clients.

Hands of businessman

Serviceability – what is it and how do banks calculate it?

If you’ve been looking for a loan for your home or investment property, you’d have come across the term “serviceability.”  Broadly defined, serviceability is the ability of a borrower to meet loan repayments, based upon the loan amount, the borrower’s income, expenses and other commitments. This generates an overall figure, known as the debt service…


Do one bedroom apartments make good investments?

With ever shrinking household sizes, a rapidly expanding population, an ongoing critical housing shortage and affordability issues all plaguing Australian property markets, there’s no denying that we require more accommodation and quickly. Not just any type of accommodation will do however.  With more young people opting to live in our inner cities and state governments…

apartments city

Why CBD apartments make terrible investments

Are inner city apartments in Sydney, Brisbane or Melbourne on your investment radar? If so, you should proceed with caution, as I’m predicting some potentially profit-crunching changes to the apartment market moving forward. It’s all about Supply & Demand As with many property related troubles, it boils down to one of the basic fundamentals of…