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The root of Sydney and Melbourne’s housing crisis: we’re building the wrong thing

By 2022, Sydney will need to provide housing for an additional 309,000 households, while Melbourne will need an additional 355,000 households. So why are we building flats, when it’s family-friendly dwellings we’ll need writes… Bob Birrell, Monash University As is well known, the shortage of affordable separate housing in Sydney and Melbourne means that most first…

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Understanding the difference between L.O.C and offset accounts

Many of the property investors I speak with are often confused about the differences between Line of Credit facilities and Offset Accounts. Understanding how these two types of loan related products can function will help determine the best fit for your property investment strategy. What is a Line of Credit? A Line of Credit (often abbreviated to ‘LOC’) is…

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